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MUNICIPAL OFFICE SUPPORT SAVER

In these times it is necessary that the municipality set up counters at which citizens can refer to the choice of different and complicated contracts for the supply of electricity / gas / water and various forms of contractual relationships between private banks and, for the leases and any other choice that involves a minimum financial capability. Especially elderly people have great difficulty in handling phone most of the contracts relating foriture services for the home, which is not much easier for the less elderly. The continuous change rates and options contracts, often encourages investors to change the contractual formula driven by the end of the savings, even if it is not always the case. Serves this purpose a competent person who knows assess the various needs of families turned into the most suitable to the demands of contract.

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Ever so unreliable!

Stare edge of the abyss and do not understand it. There are "formulas" that measure more than others, the dangerous state of our economy, but that for many Arabs. A typical case is the expression that is bouncing all the media these days: the "BTP-Bund spread." What is it? And why suddenly has become so important? We seek to understand the function of this thermometer on the default risk in Italy.
This is the difference (delta or spread, in fact) between the return of two long-term bonds (10 years):
• BTP (Good Treasury deferred)
• Italian and the German Bund, equivalent to that of its reliability as a reference European (and world).
The spread increases when investors prefer the titles considered most reliable, the German Bund in fact, the Italian one, that is issued by a State with a rating of less reliability. In contrast, when the spread is reduced means that the perception of the riskiness of our country by investors is decreasing.
But what is the reliability / risk of a state? Essentially in the possibility that it is able or not to pay interest on its debt, that is on government bonds issued. The term "risk sovereign. "The reliability of a long-term investment - such as the ten-year BTP - then gave the measure of the health of an economy and how crushed by the weight of public debt.
E 'news these days that the differential between the two titles is smashing all records and touched the 210 basis points (ie 2.1%), the highest level since the birth of the euro. This means that the markets perceive more risk in the Italian situation.
In the past, before the birth of the euro, the spread was much greater. In 1995 it reached nearly 7%. But then there was still the pound and the mark and the index was "spoiled" by the exchange rate risk, ie changes in the cost between the two currencies. And indeed were the days of the "supermarket" that reached the ceiling of 1,250 pounds and preferred markets bonds linked to hard currencies.
Now we no longer have the "alibi" of different currencies. The coin is unique - the euro - and the difference lies in the sovereign risk. Investors fear the mountain of our public debt, the largest in Europe. Among PIIGS (the acronym is a bit 'disparaging of showing the five countries most hesitant) Greece owes a debt to the Europe of 236 billion dollars, 286 billion of Portugal, Ireland's 867 billion, the Spain 1.1 trillion. Italy all off with a debt of 1,400 billion. Borrow money to someone that creditors already at the gates?

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READY TO TAKE THE MONEY UNDER 35 DISOCCUPAT I

was announced by the Minister Giorgia Meloni: "A day the decree that allocates 51 million for permanent contracts for young people and children under 3 years"
A fund of 51 million euro to promote the recruitment time limit of under 35 unemployed for at least six months and with dependent children under the age of 3 years. This was announced by the Minister of Youth, Giorgia Meloni, "the decree will be issued in coming days. Our goal is to create 10 000 jobs for young parents. "
Minister, in regard to young people without jobs, according to recent Eurostat data, in the range between 15 and 24 years, the unemployment rate in Italy is second only to that of Spain, among the major European countries. The gap between us (26.1 per cent of unemployed in July) and Germany (9.1 percent) is very high. I catch these numbers? Unfortunately, compared to other nations, Italy is to deal with a number of problems which, together, give life to the bleak picture described by Eurostat. Of course the fault is the crisis that affects all countries. But we must not do demagoguery: We must consider that the damage of the crisis will add to the historical system of Italy. " Damage
historians who have a manager? "Yes, a policy which for decades preferred to download the debts in the future. For example, the hiring freeze does not depend on public economic crisis, but the collapse of the system up to the 80s was filled to saturation by patronage hiring. "
The figure, however, would seem to give reason to those who parried the young Italians like big babies, unable to accept the sacrifices, encouraged to postpone the moment to deal with the world of work ... "In fact it seems to me a Reading a bit 'surface. If we analyze the causes, what emerges is a system that is no longer able to meet the needs of a changing labor market. "
will not be that many young people attend schools "wrong"? We have a lot of experts in communication and we lack bakers, shoemakers, craftsmen ... "There is actually a communication gap between the training system, including universities, and the world of work. It also lacks an effective approach to the choice of studies, we have tons of members of Communication Sciences, which already should know before entering the labor market will not be able to absorb them. On the other First, there are trades that are true expressions of excellence of Made n Italy, such as craft, in danger of disappearing due to lack of adequate generational change. "
boys despise manual labor? "In effect comes into play also a cultural issue: all too often has in mind a distinction between manual labor and intellectual work, perhaps to become just a writer, lawyer, journalist, television host, and then we in ten thousand is a competition for five places to traffic policeman or civil servant. The truth is that there is a distorted view. Today we can say that an electronic systems technician do manual work and use public intellectual work. The engineer must keep up to date and meet the daily challenges of modernity more than they probably should do one that works in the office. "
how to fight the prejudices about the ancient craft? "With the information and an intense cultural work, such as the rediscovery of traditional knowledge."
Another paradox. Italy is the country's small and medium-sized enterprises, yet it seems for a young child not to open a business of entrepreneurs is often a dream. How come? "Because it lacks a true enterprise culture. And this is another of the reasons that makes the figure of youth unemployment in Italy is heavier than anywhere else. The university, also in the faculties with greater entrepreneurial vocation, turning out for more employees. It 's so that for high academic qualifications: in Italy if you do a master you usually look for a job at a company, not to open one. "
What's the answer? "Meanwhile, just to promote an enterprise culture, my Ministry has set up 21 branches of tutoring in many universities to support start-up phase of the guys who want to open a business. Through memoranda of understanding signed with notaries and consultants working on, the young firm with an idea in mind can receive assistance and tutoring during start-up. In addition, the initiative "The Young Enterprise" ... "...
An online portal ( www.giovaneimpresa.it ) which, inter alia, all public facilities, regional and national, for those who want to open a business . The site is still in its infancy, but you can make an initial assessment? "I must say I am very pleased, indeed, the data about visits to the portal in these first two weeks of activities were decidedly exceeded even the most optimistic expectations. Surely this is only the beginning of a journey longer and more articulate, but "The Young Enterprise" proves that you can fill one of larger problems: the difficulty in overcoming the start-up phase. Unfortunately, the bureaucracy, a little-known system of funding and the objective difficulty to find immediate answers from those who want to venture too often give up because even those who started with an idea of \u200b\u200bpotentially winning. "
A year ago the government introduced the plan Italy 2020 "to young people's employability through the integration between learning and work" ... "I think it is an important step to help especially women and young people to reconcile the legitimate desire for professional fulfillment with the right to build a family without a choice must necessarily affect the other. " Already
but as you pass from good intentions to action? "My ministry has two projects in the pipeline. The first, "Let's Future," will allow those who are good but do not have the means to obtain loans to study. The second is a guide to the work that will fill one of the great weaknesses of our system: information. Among the projects already undertaken to mind the "Campus Mentis", which brings together the best graduates with larger firms by training and job placament.
But in the meantime we must deal with the emergency ... "we're doing. First, the memory of the guarantee fund of the Ministry of Youth to access the mortgage for the first house by the precarious, with 24 million allocated. In the coming days will also be issued a decree to create a dowry of 5,000 € for the permanent employment of young people under 35 who are unemployed for at least six months by an atypical and have children under the age of 3 years. Our goal is to create 10 thousand jobs for young parents: jobs indefinitely. The total budget is 51 million €. We want to give that opportunity to have the courage to put your heart beyond the obstacle of giving birth to children. "
Alessandro Giorgiutti

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undeclared work by a wound estitpare!

The OECD puts our country in second place in this sad ranking only behind Greece. Undeclared work is tantamount to an underground economy that consists of all activities contributing to gross domestic product will not be declared taxable. The incidence of undeclared work, which affects the economy of our country, has doubled in recent years and can quntificare currently at 20%. The bank president Mario Draghi of Italy has recently put the issue of moonlighting as one of the main problems of our country. Hiding a considerable part of the tax bases, increases the burden on the other side of the coin for taxpayers loyal to the duties imposed tax. There are those who did not work, and there are many, and who has more than one, and these are many. There are almost 5 million Italian workers who have jobs that require at least another main activity. One in five workers in Italy has double or triple work, and if the first is to adjust the second is often not at all. The second work, nowadays with the crisis that is eating the economy and the income has become essential to supplement low income. Among these there are also many laid off workers or whose mobility is often reduced allowance. To overcome al'evasione and regularize these positions could be resolved in my opinion to taxation coupon or dried to a withholding tax.

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consult provincial student: the student movement again scoops national

the 16/11/10 days at ITIS "A. Aosta" L'Aquila, we held the first meeting of the representatives of see where he met members of 27 schools in the province. The meeting opened with a speech by President Omar favorites who did a greeting to the representatives in office since last year and the new elected, saying later that will take forward the projects last year by starting new ones. Will also be organized the National Conference of Presidents of consultation with all Italy in our province that will host as the Minister of Education Mariastella Gelmini. How

agenda during the Assembly elections were held to elect four new members of the Board who have joined the two already in charge: Angelo Ricci and Peter ALFIDA. Elected two members of the MSN in addition to others already in office, and Daniel Sheldon Antonio Iucci militants in the first Student Action.

latter part of the meeting was the proposed formation of a new committee that will be interested to bring forward ideas about the Constitution, human rights and volunteering at the 150entario Unification of Italy: topic to be addressed at the next meeting in December.

Gianluca Dominici

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The government remove the check assistance for those suffering from Down syndrome

Allowance for assistance to those who only reaches 85% of disability.
38 thousand people who suffer from this syndrome will not have the miserable € 256 per month.
Article 9 of the anti wasting movement says that the threshold of disability for which there is the maintenance of care will increase from 74% to 85%. Almost all the 38 thousand down Italians have a disability recognized by 75%, and will therefore cut off from assistance.
"This is € 256 per month.
The financial deleted them as well, in two rows." According to the government, the measure is an effective antidote against false invalids and scams to the state.
would be people on the margins of society - in the face of the constitutional principle of non-discrimination and full personality development - are deprived of the only national measure capable of incentives for staying in the family context. Aid which returns a minimal opportunities for social inclusion. "Why, to be precise, the 256 € are only those who are registered as unemployed as unemployed and declared an annual income not exceeding € 4,408.
In short, cheating State the point is nearly impossible, but the norm seems serenely way to becoming law.
We all share in this struggle so that The Government will review as provided in the budget package because there is no question that people with Down syndrome, having an alteration of chromosome-type, have a disability about which there can be no doubt place and our society has a duty to protect them keeping the awards acquired to date!.
If the government put the measure on the confidence there will be nothing to do, then we say to 38 thousand people suffering from Down's syndrome that the State has decided not to help more.

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EVENT POSTPONED ON mafia infiltration

We are sorry but we have to communicate that the event on Mafia infiltration of November 18 will be postponed until a later date due to the impossibility Senators to attend, due to other commitments istrituzionali. We will soon announce the new date. Thanks!

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Nov. 18 "THE MAFIA IN REGGIO EMILIA"

Thursday, November 18 at 17.30 at the cinema hall in Scandiano boaiardo will hold a conference organized by Italy of the ceramic Generation of scandium in the presence of mafia infiltration cheese.
The Mafia is an international problem and we must recognize that Emilia Romagna is not immune. Awareness of Emilia is growing and are realizing that the mafia infiltration in the region are a reality and that between the Po and the Adriatic mafias investing, money laundering and strengthen. Unfortunately, in Our communities do not have a real awareness of the problem because you no experience and sometimes even fear that they talked they would disparage our country. But we must recognize the problem and defend against leaks that would change the DNA of our economic system and stop the development!